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Remortgage for expats living in UAE and working in Saudi Arabia

Dan Gracie

Specialist Lending Director

The Requirement

Our clients are a couple who own a home in UAE, where they live with their young family. One of them works in Abu Dhabi, earning in AED but the other works in Saudi Arabia, earning in SAR. They wanted to refinance a UK BTL to release capital for a further investment.

With footprints in both UAE and Saudi Arabia, they were finding it difficult to find a suitable mortgage lender, as neither jurisdiction is particularly poplular with expat lenders and the combination of the two was a step too far for many.

The Solution

Despite the fact that many lenders take a cautious stance towards income derived from Saudi Arabia or the United Arab Emirates, we successfully navigated these challenges to find a viable solution for our clients with financial interests in both countries.

As a result, we facilitated an expatriate Buy-to-Let remortgage that raised sufficient capital. With a deposit secured for their next property investment, our clients are able to add to their their investment portfolio.

Our team are here to help

Our professional advisors would be delighted to speak with you and discuss your requirements.

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What our clients say!

Our clients trust us to guide them through some of their greatest financial decisions.

“The team at Panthera Finance have provided an outstanding service, going the extra mile with attention to detail to secure a bespoke mortgage product. I would commend Panthera to all those seeking tailored financial products unavailable on the high street or through non-specialist agents.”
Tom G.
“The support and service from Anthony and Rhiannon has been superb - especially your patience while we were on hols and things. I think this is now the 3rd time Panthera has assisted us and we have been impressed every time, you will be our first choice every time.”
Ben R.
“Dan and Rhiannon are your perfect finance team. I have worked with them for many years now and I am in awe of their professionalism, comprehensiveness and thoroughly managing deal flow every time. I trust Dan to source and manage the best possible deals for me in the marketplace; noting he has many senior banking connections to call upon, when deals can appear to be outside of the box, as they frequently do in today’s market.”
J.D.
“Andrew Chalton at Panthera Finance provides a brilliant and personal service in arranging mortgages. He is always engaging and makes you feel like you are his most important client. His help has been invaluable in sourcing finance and I wouldn't hesitate to work with him in the future.”
A. B.
“The team at Panthera Finance provided an excellent service, quite exceeding expectations. They quickly grasped the requirement, moving swiftly to options. Their close attention to detail, frequent follow-up, and clear communications are exemplary, and secured a successful outcome. I highly recommend their service.”
A. D.
“Alex seamlessly secured a complex solution, with an extremely tight deadline. His attention to detail, rapid and effective communication, and complete expertise and knowledge lead to an exceptional experience with Panthera Finance and the team.”
A. B.
“It’s a pleasure working with Tim, Dan and the team at Panthera. The way they use their knowledge and experience of what can be very complicated situations to structure and shape cases is always impressive and has helped build a strong and trusting relationship with us as a mortgage lender.”
A.S.
“I have nothing but praise for Anthony. He is a consummate professional, always available and tenacious in chasing down the deal. I wouldn’t hesitate in recommending him. I had nothing but an excellent experience.”
P. C.
“Andrew has been a brilliant adviser for us. We feel in completely safe hands with his thoughtful and timely advice. Highly recommended.”
D. Y.
“After some issues with other providers Panthera came through with a great service. Always great to work with professionals, and would certainly recommend their services.”
Brian M.