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Working with a trusted financial adviser will help give you confidence that you're making informed decisions and building a financial plan that’s as individual as you are.
Professionals
Our Professionals service is ideal for people with earnings that are linked to a niche career path that can be overlooked by mainstream lenders.
Panthera Finance arrange mortgages for people with specific careers and vocations and understand which lenders favour different ways of earning.
Property finance for professionals
Many professionals have complex income structures that mainstream lenders may struggle to assess. Prospective borrowers with non-standard earnings will need their case to be presented comprehensively to a lender by a specialist mortgage broker who fully understands their employment terms. At Panthera Finance, we have extensive experience of navigating these complexities and work closely with mortgage underwriters to ensure that all forms of income are properly considered.
Professional clients with non-standard income structures
Our Professionals mortgage service is ideal for clients who receive earnings that are linked to a niche career path that may otherwise be overlooked by mainstream lenders. We can arrange property finance for clients with specialised careers and vocations, ensuring you receive expert guidance from your advisor based on your unique remuneration package.
For high performers seeking mortgages
Some lenders who assess mortgage applications from professionals, prioritise high-earning individuals with specific qualifications and structured career paths ahead of them, such as doctors, barristers, lawyers, accountants, architects and pilots. We have access to lenders who provide enhanced mortgaged propositions for professionals on key career paths and private banks and building societies who tend to be more interested in the individual’s comprehensive financial position.
Who can apply for a professionals mortgage?
We can help a range of trainee or qualified professionals, such as doctors, nurses, lawyers, accountants, architects, engineers, teachers, lecturers and pilots. Many of our clients are entrepreneurs, business owners with complex accounts, c-suite executives with bonus-heavy or share-incentivised packages, industry experts on overseas contracts or professionals with unique remuneration structures.
Industry expertise in Professional Mortgages
Over the years, our mortgage advisors have assisted a wealth of high-profile athletes, sportspeople, actors, entertainers and musicians to source competitive financing for their homes and property investments. With expertise in presenting non-standard income structures to lenders, we are also accustomed to working with clients who require discretion.
Leading property finance experts
We understand that whatever skilled career you have, your income may vary. At Panthera Finance we’ll work closely with banks and building societies on your behalf, to consider diverse income types and source the best possible terms aligned to your earnings.
Get in touch today and let us assist you in your search for property finance.
Meet our dedicated team
Meet the advisors who specialise in finding mortgage solutions for professionals.
Anthony Farren
Senior Mortgage & Protection Advisor
Since joining Panthera Finance in 2019, Anthony has specialised in residential, buy-to-let, expat mortgages, complex lending, and short-term bridging finance.
He serves a diverse client base, including first-time buyers, home movers, and expats seeking investment opportunities, offering tailored solutions to meet their needs.
As a skilled protection advisor, Anthony also helps clients with life insurance and protection planning, ensuring their financial security and peace of mind.
At home on the golf course and tennis court, he can also be found in the gym. When not there, Anthony loves to spend time with his family & friends, especially in a pub garden on a summer’s day.
Alex Weldon
Associate Director
With 15 years’ experience in the property industry, Alex has extensive knowledge of the London & wider UK housing markets.
Since joining the finance sector in 2018, he has developed lending expertise and built strong lender relationships, achieving exceptional results for a diverse range of clients, including first-time buyers, portfolio landlords and high net worth individuals.
With a degree in engineering & design, Alex is highly analytical and excels in finding solutions for complex scenarios.
Alex is a dedicated father of two young children who enjoys the occasional round of golf while balancing family life.
Tim Kemp
Co-founder
Tim is a co-founding partner of Panthera Finance LLP and the company’s principal.
He has 18 years’ extensive experience advising high and ultra-high net worth clients on high-value mortgages. Trusted by the UK’s top lenders, he connects clients with private banks for a holistic financial approach.
With a background as a financial planning consultant for expats in Singapore and many years as a mortgage broker in London, Tim provides mortgage advice in the context of a clients’ broader financial needs.
Tim enjoys spending time with his wife and son when not working and loves to travel and keep fit. He splits his time between London and Liverpool.
Andrew Chalton
Private Client Director
A former winner of the British Mortgage Award for “Large Loans,” Andrew is a seasoned structured debt advisor with over a decade of experience delivering bespoke funding solutions for high-net-worth and private clients.
He has cultivated strong relationships with Family Offices and key individuals within private equity and hedge funds. His expertise allows him to craft tailored solutions for clients with non-traditional income streams and diverse asset structures, ensuring their unique financial objectives are met.
Andrew is dedicated to providing exceptional service across time zones, ensuring both domestic and international clients receive the attention they deserve. His extensive network of professionals, including lawyers, tax advisers, buying agents and interior designers, enables him to address all client requirements seamlessly.
In his downtime, Andrew enjoys listening to motivational podcasts, traveling with his fiancée, playing golf, taking long walks with his Golden Retriever and watching his beloved Liverpool FC play at Anfield.
Dan Gracie
Specialist Lending Director
With 18 years’ experience as a mortgage broker, Dan now specialises in complex cases and earned the 2023 British Specialist Lending Award for “Broker: Complex Income.”
He has developed strong relationships with lenders, which he leverages to create bespoke solutions for clients who don’t fit traditional criteria.
Dan handles a diverse range of scenarios, including expats, foreign currency income, overseas work, company owners, high net worth individuals, commercial properties and large property portfolios.
Outside work, Dan can usually be found on the tennis court, experimenting with different cuisines in the kitchen, or being a roadie for his drummer son and dancer daughter.
Jason Caprioli
Lending Director
Jason is a partner at Panthera Finance LLP and the company’s principal commercial specialist.
He focuses on securing development debt, long-term finance and equity for residential and commercial projects. With prior experience at major UK banks including Barclays and Coutts, as well as specialist start-ups, Jason excels in finding comprehensive finance solutions.
His close relationships with key lenders & funders and his attention to detail help to facilitate reliable funding decisions early in the process.
Jason is a keen athlete and has completed an Ironman and swum the English Channel. He regularly undertakes challenges to raise funds for both children’s and cancer non-profit organisations.
Our team are here to help
Our professional advisors would be delighted to speak with you and discuss your requirements.
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