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Bespoke Lending

With access to flexible terms and adaptable mortgage products, our Bespoke Lending service caters for borrowers whose needs are not met by mainstream banks and building societies.

Our expert advisors ensure that even the most complex borrowing requirements can be met with tailored, individual solutions that are as bespoke as our clients are.

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What is bespoke mortgage lending?

Hopeful borrowers with complex financial circumstances are often told by mainstream lenders that that their situation doesn’t “fit the mould”. That's when a bespoke solution is required.

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Why choose a bespoke lending solution?

We understand that bespoke lending is often complex. Our experience and knowledge of this type of finance means that we can present unique cases to lenders comprehensively, securing decisions based on a client’s specific attributes and circumstances.

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Bespoke lending for HNWIs

Personalised service, competitive pricing and faster decision-making make this type of loan ideal for borrowers and High Net Worth (HNW) Individuals seeking customised facilities beyond lenders’ standard mortgage product ranges.

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Our relationship with bespoke lenders

Many clients come to us through referrals from financial advisors or lenders who cannot offer a direct solution. Our longstanding relationships with specialist lenders ensure that we are able to work with senior underwriters and key decision-makers to find solutions when standard products are unsuitable. If you need a mortgage that goes beyond a lender’s normal offering, we can craft a loan that meets a more creative requirement.

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How we deliver solutions

Panthera Finance are based in the heart of Central London and close to many of the mortgage industry’s key representatives. Our team spend time every week with lenders, developing relationships, earning trust and building upon our ability to produce innovative lending solutions for our clients.

If you are looking for a bespoke solution that is as unique as you are, get in touch with our team today.

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Meet our dedicated team

Meet our specialists who create bespoke mortgages.

Dan Gracie

Specialist Lending Director

Andrew Chalton

Private Client Director

Tim Kemp

Co-founder

Alex Weldon

Associate Director

Anthony Farren

Senior Mortgage & Protection Advisor

Jason Caprioli

Lending Director

All other services.

Working with a trusted financial adviser will help give you confidence that you're making informed decisions and building a financial plan that’s as individual as you are.

Our team are here to help

Our professional advisors would be delighted to speak with you and discuss your requirements.

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What our clients say!

Our clients trust us to guide them through some of their greatest financial decisions.

“The team at Panthera Finance have provided an outstanding service, going the extra mile with attention to detail to secure a bespoke mortgage product. I would commend Panthera to all those seeking tailored financial products unavailable on the high street or through non-specialist agents.”
Tom G.
“It’s a pleasure working with Tim, Dan and the team at Panthera. The way they use their knowledge and experience of what can be very complicated situations to structure and shape cases is always impressive and has helped build a strong and trusting relationship with us as a mortgage lender.”
A.S.
“The support and service from Anthony and Rhiannon has been superb - especially your patience while we were on hols and things. I think this is now the 3rd time Panthera has assisted us and we have been impressed every time, you will be our first choice every time.”
Ben R.
“Dan and Rhiannon are your perfect finance team. I have worked with them for many years now and I am in awe of their professionalism, comprehensiveness and thoroughly managing deal flow every time. I trust Dan to source and manage the best possible deals for me in the marketplace; noting he has many senior banking connections to call upon, when deals can appear to be outside of the box, as they frequently do in today’s market.”
J.D.
“After some issues with other providers Panthera came through with a great service. Always great to work with professionals, and would certainly recommend their services.”
Brian M.
“We are so thankful we were referred to Dan and the Panthera team for our mortgage process. Our plans to purchase a home in the UK moved a little quicker than we planned, but Dan's knowledge and support made the process smooth and effortless for us. Dan and Rhiannon had the best communication and provided updates quickly for our mortgage to be approved as soon as possible. We are so grateful for Panthera Finance and look forward to our new home!!”
Jason & Haley S.
“Working with Anthony at Panthera on mortgaging and remortgaging several times on property has always been seamless. Deeply knowledgeable, he listens to what I need and works extremely hard and quickly to get the right product. ”
F.L.