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Asset & Vehicle Finance
Clients use our service to source finance for luxury cars, yachts & aircraft and to release capital from listed stocks & shares.
Our broad knowledge of luxury asset finance lenders gives Panthera Finance access to tailored packages, specifically designed for financing prestige vehicles and other assets.
What is luxury asset & vehicle finance?
In recent years, an increasing number of high-net-worth (HNW) clients purchasing high value luxury goods have been turning to debt finance to maintain wealth without liquidating other assets.
Our expert advisors can arrange bespoke funding through our trusted lenders, who can help you retain cash as part of your wealth, without needing to spend significant cash reserves.
Lombard lending.
Luxury asset & vehicle finance can also unlock capital tied up within your personal collection of prestigious goods & vintage vehicles. By leveraging our panel of discreet lenders, finance can be obtained using assets within your collection as security.
Specialist Advice About Luxury Asset Finance
As many of our clients own classic, rare, or luxury cars, yachts or jets, we recognise that they often prefer not to draw on their personal capital reserves when in need of liquidity. While lenders may view loans secured against certain luxury assets as riskier than traditional bricks-and-mortar mortgages due to the fluctuating value of such goods, our advisors continuously enhance their product knowledge to ensure we secure competitive terms.
Securing Lombard lending
Even the wealthiest people can find it difficult to obtain finance. Lombard lending offers affluent clients the opportunity to secure loans using liquid assets as collateral, borrowing cash against either diversified portfolios or individual securities. In return, the lender takes custody of the collateral while the funds are released. For high-net-worth individuals seeking straightforward and flexible access to a line of credit, Lombard lending can be an excellent solution.
Specialist Advice About Luxury Asset Finance
As experienced Lombard lending advisors, Panthera Finance can arrange quick access to funds in this way, without the need for solicitors or valuers.
Lombard loans are an excellent solution for fast, flexible finance arrangements, either short or long-term, releasing low-cost finance for further investment or other personal or business uses.
To learn more about Lombard lending, contact our team today.
Meet our dedicated team
Meet our expert team of luxury asset & vehicle finance advisors.
Tim Kemp
Co-founder
Tim is a co-founding partner of Panthera Finance LLP and the company’s principal.
He has 18 years’ extensive experience advising high and ultra-high net worth clients on high-value mortgages. Trusted by the UK’s top lenders, he connects clients with private banks for a holistic financial approach.
With a background as a financial planning consultant for expats in Singapore and many years as a mortgage broker in London, Tim provides mortgage advice in the context of a clients’ broader financial needs.
Tim enjoys spending time with his wife and son when not working and loves to travel and keep fit. He splits his time between London and Liverpool.
Jason Caprioli
Lending Director
Jason is a partner at Panthera Finance LLP and the company’s principal commercial specialist.
He focuses on securing development debt, long-term finance and equity for residential and commercial projects. With prior experience at major UK banks including Barclays and Coutts, as well as specialist start-ups, Jason excels in finding comprehensive finance solutions.
His close relationships with key lenders & funders and his attention to detail help to facilitate reliable funding decisions early in the process.
Jason is a keen athlete and has completed an Ironman and swum the English Channel. He regularly undertakes challenges to raise funds for both children’s and cancer non-profit organisations.
Andrew Chalton
Private Client Director
A former winner of the British Mortgage Award for “Large Loans,” Andrew is a seasoned structured debt advisor with over a decade of experience delivering bespoke funding solutions for high-net-worth and private clients.
He has cultivated strong relationships with Family Offices and key individuals within private equity and hedge funds. His expertise allows him to craft tailored solutions for clients with non-traditional income streams and diverse asset structures, ensuring their unique financial objectives are met.
Andrew is dedicated to providing exceptional service across time zones, ensuring both domestic and international clients receive the attention they deserve. His extensive network of professionals, including lawyers, tax advisers, buying agents and interior designers, enables him to address all client requirements seamlessly.
In his downtime, Andrew enjoys listening to motivational podcasts, traveling with his fiancée, playing golf, taking long walks with his Golden Retriever and watching his beloved Liverpool FC play at Anfield.
Anthony Farren
Senior Mortgage & Protection Advisor
Since joining Panthera Finance in 2019, Anthony has specialised in residential, buy-to-let, expat mortgages, complex lending, and short-term bridging finance.
He serves a diverse client base, including first-time buyers, home movers, and expats seeking investment opportunities, offering tailored solutions to meet their needs.
As a skilled protection advisor, Anthony also helps clients with life insurance and protection planning, ensuring their financial security and peace of mind.
At home on the golf course and tennis court, he can also be found in the gym. When not there, Anthony loves to spend time with his family & friends, especially in a pub garden on a summer’s day.
Alex Weldon
Associate Director
With 15 years’ experience in the property industry, Alex has extensive knowledge of the London & wider UK housing markets.
Since joining the finance sector in 2018, he has developed lending expertise and built strong lender relationships, achieving exceptional results for a diverse range of clients, including first-time buyers, portfolio landlords and high net worth individuals.
With a degree in engineering & design, Alex is highly analytical and excels in finding solutions for complex scenarios.
Alex is a dedicated father of two young children who enjoys the occasional round of golf while balancing family life.
Dan Gracie
Specialist Lending Director
With 18 years’ experience as a mortgage broker, Dan now specialises in complex cases and earned the 2023 British Specialist Lending Award for “Broker: Complex Income.”
He has developed strong relationships with lenders, which he leverages to create bespoke solutions for clients who don’t fit traditional criteria.
Dan handles a diverse range of scenarios, including expats, foreign currency income, overseas work, company owners, high net worth individuals, commercial properties and large property portfolios.
Outside work, Dan can usually be found on the tennis court, experimenting with different cuisines in the kitchen, or being a roadie for his drummer son and dancer daughter.
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Our professional advisors would be delighted to speak with you and discuss your requirements.
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